There are a variety of coverage options available for lawyers. We recommend these insurance options:
- General Liability Insurance
- Business Owner’s Policy (BOP)
- Workers’ Compensation
- Cyber Insurance
- Hired and Non-Owned Automobile Insurance
Business Owner’s Policy (BOP)
A BOP is a combination of commercial property and general liability insurance. It protects you from a wide range of contingencies, such as property damage to your building or its contents and damage to a client’s belongings caused by you or your staff. It generally extends to cover property damage, loss from catastrophic events, and liability incidents like:
Workers’ Compensation Insurance
Workers’ compensation (WC) protection is required in most states. It is aimed at protecting employers and employees in the event of an injury or illness on the job. WC covers medical bills and lost wages, and eliminates the business owner’s liability if the worker files a lawsuit. You may face stiff penalties or fines if you choose to operate without this coverage. WC can help if: