Door and Window Installation Insurance

Open the Doors of Long-Term Success with Business Insurance

By installing doors and windows, you’re responsible for putting on some of the most important finishing touches on a home or business.

Now you can put a final piece on your business strategy — insurance.

We can help you protect what you’ve built. Just as doors and windows protect homes against the elements, business insurance can help you weather storms. Not sure what kind of coverage you need? We’ll give you tailored recommendations every step of the way.

Business Insurance Policies Available for Door and Window Installers:

• General liability insurance
• Workers compensation insurance

Benefits:

• It can protect your business from certain claims.
• It can cover damages caused by your negligence.
• Proof of insurance can help clients feel good about your work.
• It may be required where you’re located.

What Type of Insurance Do Door and Window Installers Need?

Your customers pay you to be knowledgeable about the ABC’s of windows and doors. You know — aprons, bay windows, and casements. You can stick to your day job, and we’ll keep learning everything there is to know about insurance. That way, we can give you the straight talk about what you may need and may not.

Here are the two types of insurance policies for you to consider.

General Liability Insurance

Are you the contractor that businesses call when they need help with a little bit of everything? If so, then you’re a lot like general liability insurance. This type of policy typically covers costs associated with third-party accidents, damages to property, and bodily injury to a third party. For reference, a “third party” refers to your customers and vendors.

The beauty of GL insurance is that it could potentially save you a ton of money in case of an accident. Did you know that the average customer injury or damage claim — something that general liability insurance covers — is a whopping $30,000?

How could you possibly rack up a bill that high? Just imagine that you’re installing a window on the second floor of a home. You accidentally lose your grip on the window, and it falls on the customer below. They have to be taken to the hospital, and you get sued for damages.

Without insurance, you’d need to pay for those injuries. Nobody wants to cough up $30,000 to pay for a lawsuit, which is where insurance comes in handy. If you had a door and window installation insurance plan, it could help cover that hefty bill.

Workers Compensation Insurance

You started with a dream and hard work, and now you have employees. Congratulations! Having a team means you can help more customers, but it also comes with more responsibilities. In most states, you’ll be required to carry workers compensation insurance if you have employees.

A workers comp policy can cover costs associated with an employee’s injury or illness while they’re working for you. The average work injury cost is $41,000, which means that having a policy in place could ensure that your employee gets the help they need, without your having to foot the bills.

Why Should I Get Door and Window Installation Insurance?

Installing doors and windows is second nature for you. While you always do your best work, there’s no such thing as a business without risk. Rather than worrying about what could happen, you can buy peace of mind with business insurance.

Let’s look at some stats to give you context. Nearly half of small business owners polled reported being threatened with or involved in a civil lawsuit. You can take a gamble, but only if you’re prepared to pay out of pocket if you lose the bet.

Just take a look at the most common incidents that can happen to small business owners, including how much they cost on average:

• Reputational Harm — $50,000
• Client Injury or Damage — $30,000
• Client Slip and Fall — $20,000

Only you know the full extent of the hard work you’ve invested in your business to get to where you are today. That means you can appreciate just how much your business means to you and how tough it would be to see it set back by an accident. Consider getting a business insurance policy today so you can rest easy knowing that you’re covered.

Let’s shake off all that heavy stuff, shall we? Business insurance is also there for you on your best days. When you get covered through Dorsal Insurance Inc, you can request a certificate of insurance (COI). Then, you can use that proof of insurance to rent business space or build trust with potential customers and employees.

While having business insurance can have a serious impact on your business, getting covered doesn’t have to be difficult.

Call Dorsal Insurance today for a quote at 786.601.2485