Landscape Maintenance Insurance

Landscaping Insurance

Landscapers and other lawn care businesses are often exposed to risks that can lead to accidents and financial loss. Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks.

Landscaping insurance cost

Multiple factors go into calculating your landscaping and lawn care insurance cost, including your exposure and coverage needs. For example, a landscaping business that strictly does mowing and edging will pay a different premium than a landscaping business specializing in hardscapes.

Basic landscaping and lawn care insurance:

General Liability

This is the most common form of landscaping liability insurance. It covers instances of bodily injury, property damage and other liabilities for which your business is responsible. Certain clients might consider this coverage a prerequisite to working for them.

Commercial Auto

If you use your vehicle to transport work supplies, such as mowers, fertilizer and tools, you’ll likely need a commercial auto policy. Standard auto policies typically have coverage limitations or restrictions for vehicles used for work. We insure many vehicles common to landscapers, including dump trucks, pick-ups, and utility trailers.

Other insurance for landscapers:

Contractor’s tools and equipment insurance

This policy helps pay for repair or replacement of a contractor’s tools and equipment if they are lost, stolen, or damaged. The items typically must be less than five years old.

Workers’ Compensation

Workers’ comp protects your employees who become injured or ill while at work.

Call today for a quote at (786) 601-2485