November 6, 2024
Dorsal Insurance
Nail Salon And Nail Technician Insurance In Florida
Nail Salon & Nail Technician Insurance
Nail salon and nail technician insurance is insurance customized to fit the needs of nail salon owners and nail techs. Choosing the appropriate coverages for your nail salon is vital, as it can protect against costly losses from things like customer injuries and resulting lawsuits.
How much does nail salon insurance cost?
The cost of nail salon and nail technician insurance is based on a variety of factors, from coverage needs to staff size. For example, a nail salon with three nail technicians on staff will have a different cost than a larger salon with twenty techs.
When it comes to choosing insurance, nail salon insurance cost is always a factor, but choosing the cheapest business insurance may not cover everything you need it to. Make sure you’re selecting the right coverages and limits to match your needs and fully protect your business.
Basic nail salon insurance coverage:
General Liability
This nail salon insurance coverage protects against mishaps that can occur at work. For example, a customer slips on a pool of spilled nail polish remover and is injured. General liability could help cover their medical expenses.
Professional Liability
This coverage, also called errors and omissions (E&O) insurance, protects from claims of negligence against your business.
Other insurance you might need:
Business Owners Policy (BOP)
A BOP combines liability coverage and protection for your commercial property into one package policy.
Workers’ Compensation
Workers’ comp protects against employee injuries or illnesses that occur while on the job.
Commercial Auto
If you use a vehicle for commercial purposes, such as driving to an off-site appointment, commercial auto insurance is a must. Most personal auto policies do not cover accidents that occur while a vehicle is being driven for business use.
Call Dorsal Insurance today for a quote at 786.601.2485
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