Debris Removal Insurance In Florida

You spend a lot of time cleaning up after others. Whether it’s a fallen tree, the aftermath of a hurricane, or collecting the debris from a burnt-down building, you really know the best procedures for a large cleanup. On the other hand, you may not know as much about small business insurance and what coverage you need.

What Insurance Do Debris Removers Need?

As a debris remover, you are exposed to many risks. Since you’re cleaning up debris on different client sites, there’s the potential for accidents and property damage. Plus, if an employee gets hurt on the job, your business could be exposed to lawsuits and medical claims.

General Liability Insurance for Debris Removers

General liability insurance — also known as commercial general liability (CGL) insurance — covers costs associated with third-party accidents, property damage, and bodily injury. Without this type of coverage, your debris removal business may be responsible for those costs. That’s why we recommend that debris removers carry general liability insurance, as it can provide their business with essential protection.

General liability usually covers:

• Bodily injury
• Third-party property damage
• Personal and advertising injury
• Medical expenses
• And more

General liability insurance usually does not cover:

• Damage to your own property
• Professional services
• Workers compensation or injury to your employees
• Damage to your work
• Expected or intentional injury or damage
• And more
  

  How Much Does Insurance for Debris Removers Cost?

  While there’s no single answer for how much insurance costs for debris removers, you can get an estimate for what you may pay based on:

  • Your revenue
  • Your payroll
  • Your business location
  • The type of services you provide
  • And more

Call Dorsal Insurance today for a quote at 786.601.2485