Grocery Store Insurance In Florida

Your grocery store relies on shoppers visiting your store and making purchases. Because of the high volume of foot traffic and the number of products you have in your store, having coverage for the building itself and what’s inside is vital.

Why you need Grocery Store Insurance

Get quality coverage at a price you can appreciate. Our small business grocer insurance can help with:

• • On-premises injuries – Freshly mopped floors are great, until a customer slips. We can help cover you against injury-related claims or lawsuits.
  • Spoilage – Customers rely on you for fresh produce. Yet, a strong storm could take out the power for your fridges and spoil your inventory. Grocery Store Insurance could help cover your losses.
  • Theft – Products go missing, even with the best-laid prevention plans. We can help replace stolen items in the event of a covered claim.

What Grocery Store Insurance covers

We’ll start with a package of coverages that most grocers need. Then we’ll help you customize it to fit your unique business. The result? Grocery Store Insurance crafted for you and served up at a surprisingly great rate. Coverages include:

• • Spoilage – Backs up your business in case of accidental direct physical loss to perishable goods caused by mechanical breakdown, power outage, or refrigerant contamination.
  • Property – Protects your business building, contents, and equipment from a covered accidental direct physical loss.
  • Liability – Coverage against costly claims and lawsuits covered by your policy.
  • Loss of Income – Protection in case your operations are suspended due to a covered loss.
  • Computer Property – Provides broad coverage, with certain exclusions, for business computer equipment.
  • Equipment Breakdown – Insures your covered property against damage due to mechanical breakdown and artificially generated currents.
  • Employee Dishonesty – Coverage for when employee dishonesty results in direct physical loss to your business property, including money or securities.
  • Utility Interruption Loss of Income – Protects you when the loss of communications, water, natural gas, or electrical service utility services interrupts your business.